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Home > Self Insurance > Special Events > Summary of Protection
Special Events Program:
Summary of Protection

Under Government Code Section 6516.5, CFSA is authorized to provide Special Events pooled liability protection for lessees, concessionaires, exhibitors and other special events operators using fair facilities for non-hazardous activities.

This outline of protection is intended as a general reference for your convenience. The "Memorandum Stating the Terms and Conditions of the Special Events Program Administered by the California Fair Services Authority," available under General Liability, Tab 4, in your fair's Red Book (Claims and Loss Reporting Guide), and online, should be used to determine the actual protections, maximum limits, conditions, limitations and program definitions.

Protection highlights:

  • Protection similar to commercial general liability coverage is available for purchase by users of fair facilities.
  • The state, District Agricultural Associations, the California State Fair and Exposition, county fairs, counties in which county fairs are located, Lessor/Sublessor if fair site is leased/subleased, and/or citrus fruit fairs, are added as additional insureds, as their interests appear.
  • Limits are $1,000,000 per occurrence.
  • Defense costs are included in the limit.
  • Protection is on an occurrence form.
  • Protection applies for dates as shown on the "Special Events Coverage Receipt" form.
  • If the contract includes set-up or take-down days, these days are covered at no additional charge.
  • Protection for fair users is in excess over any other valid and collectable insurance.
  • Products protection is limited to food and beverage concessionaires.
  • Protection for liquor liability is available with prior approval and at an additional fee.
  • There is no protection for automobiles under this program.
  • There is no protection for athletic participants under this program.

If you have questions regarding the Special Events Program, or if you would like a copy of CFSA's Special Events Liability Program brochure, contact Lianne Lewellen.

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