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Home > Self Insurance > Contract Review
Fair Contract Review

In 2001 alone, California Fair Services Authority (CFSA) reviewed more than 1,100 fair contracts submitted to the fair by vendors, contractors and others wishing to use a fair's facilities for hazardous or non-hazardous activities and events.

This review service, provided by CFSA at no charge to California's fairs, gives double-check assurance that the facility user's general liability coverage meets all of CFSA and the California Department of Food and Agriculture's Division of Fairs and Expositions' (F&E) agreed upon insurance requirements. Meeting these requirements helps protect a fair should an unfortunate incident and/or claim arise from the usage of its facilities by an outside party. After a contract is reviewed, an insurance review transmittal is sent back to the fair with the results of the review and any recommendations.

Here's a list of popular hazardous and non-hazardous fairground activities and events, along with their contract submission requirements and minimum general liability insurance limits.

Hazardous Activities and Events:
District agricultural association (DAA) fairs are required to send all hazardous activity- and event-related contracts up to $75,000 to CFSA for review. Contracts over $75,000 must be sent to F&E.

All other CFSA-member fairs are required to send all hazardous activity and event contracts to CFSA, regardless of the dollar value of the contract.

Minimum general liability insurance limits:

$5,000,000

  • Fairtime Carnival Rides

$3,000,000

  • Motorized Events: Automobile or motorcycle races, truck rodeos, tractor/truck pulls, destruction derbies, mud bogs, mud racing, go cart racing, car crunches, monster truck shows and motorized thrill shows

  • Rodeo Events: with a paid gate and any Rough Stock Events such as bull riding, bareback or saddle bronc, all types

$2,000,000

  • Interim Carnival Rides

  • Concerts, Dances and Raves: More than 5,000 attendees

  • Mechanical Bulls

  • Extreme Attractions: All types, including but not limited to bungee attractions, ejection seats, sky scrapers, free fall attractions, or similar attractions requiring a Cal-OSHA permit to operate

  • Orbitrons

  • Rodeo Events: without a paid gate and with any Rough Stock Events such as bull riding, bareback or saddle bronc, all types

  • Simulators

$1,000,000

  • Animals: All types of events, including but not limited to circuses, pony and other animal rides, petting zoos, pig races, dog training classes, horse-drawn refuse collection, and horse-pulled hay rides

  • Athletic Events, Competitive: All types

  • Buildings: Major repair, major alterations, new construction of buildings, excavation, drilling, and demolition

  • Elevator Maintenance

  • Entertainment: Trapeze, spin wheel or acrobat acts, tight rope, boxing matches, wrestling, strolling acts, stilt walkers, clowns and hypnotists

  • Equestrian Events: All types of events, including but not limited to horse shows, jousting, cutting and reining horses (training and lessons), gymkhana, team penning, team roping, barrel racing, dressage and show jumping

  • Equipment (High Rise): Sound/lights, tents, bleachers, portable stages and scaffolding

  • Fireworks Exhibitions

  • Hazardous Substances: Treatment, removal, storage or any other handling of any hazardous substances, including but not limited to toxic and petroleum waste and asbestos

  • Medical Services: EMT, first aid services and ambulance services

  • Miscellaneous: Dunk tanks, tattooing, body piercing, parachuting, bouncy balloons, bounce houses, trampolines, rock climbing wall and foam parties

  • Parades

  • Rodeo Events: All types of events without any Rough Stock Events such as bull riding, bareback or saddle bronc

  • Security: Public and private

  • Sewer Lines, Maintenance and/or Installation

  • Sport Activities: Rifle or gun club activities, archery practice, skeet range, golf driving ranges, laser tag and paint ball

  • Spraying: Pest control, fumigation, crop or agricultural spraying and application

  • Transporting: All types, including but not limited to helicopter, stage coach, horse-pulled hay rides, trackless trains, hot air balloons, any aircraft (fixed wing or rotor), watercraft and armored car service

  • Wheeled Events: All types, including but not limited to roller derbies, roller skating, in-line skating, hockey, scooters, skateboards, bicycles, and BMX events

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Non-Hazardous Activities and Events:
District agricultural association (DAA) fairs are required to send all non-hazardous activity- and event-related contracts valued from $15,000 to $75,000 to CFSA for review. Contracts over $75,000 must be sent to F&E.

All other CFSA-member fairs are required to send all non-hazardous activity and event contracts over $15,000 to CFSA.

Minimum general liability insurance limits:

$1,000,000

  • Antique Shows

  • Arts/Crafts

  • Auctions Other than Animal

  • Auto Sales (no auto coverage)

  • Banquets, Receptions, Social Gatherings: All types where food or liquor is served or where there is more than 100 attendees

  • Barbecues/Picnics

  • Bingo

  • Car Shows

  • Cattle and Horse Sales/Horse Shows: Non-competitive or competitive horse shows being operated under State rules, USA Equestrian (American Horse Show Association) rules or Breed Association rules

  • Commercial Concessionaires/Exhibitors

  • Concerts: Fewer than 5,000 attendees

  • Conventions

  • Dances: Fewer than 5,000 attendees

  • Exchange/Service Club Meetings

  • Exhibitions

  • Family/Class Reunions

  • Festivals

  • Films/Lecturers

  • Food and Beverage Concessionaires

  • Graduation/Ceremonies

  • Health Fairs

  • Horse/Cattle Symposium

  • Independent Animal Exhibitors

  • Instruction Classes/Aerobics (no participant coverage)

  • Meetings

  • Palm Readings/Tarot Card Reading

  • Performances/Theatrical (not concerts) and Practices

  • Radio Station Remote Broadcast

  • Reunions

  • Rummage/Garage Type Sales

  • RV Rallies

  • Seminars/Speaking Engagements

  • Shows, Flea Markets: All types, including but not limited to boat shows, car shows, coin shows, craft/ceramic shows, doll shows, flea markets, flower shows, gem and mineral shows, gun shows, home and garden shows, sports card shows, swap meets, and trade shows

  • Small Animal Show and Clinic

  • Sport Shows

  • Stamp Shows

  • Tattoo Paint/Make-up (non-permanent)

  • Weddings/Receptions

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