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Home > Self Insurance > Contract Review
Fair Contract Review

In 2010, California Fair Services Authority (CFSA) reviewed more than 2,869 fair contracts submitted to the fair by vendors, contractors and others wishing to use a fair's facilities for hazardous or non-hazardous activities and events.

This review service, provided by CFSA at no charge to California's fairs, gives double-check assurance that the facility user's general liability coverage meets all of CFSA and the California Department of Food and Agriculture's Division of Fairs and Expositions' (F&E) agreed upon insurance requirements. Meeting these requirements helps protect a fair should an unfortunate incident and/or claim arise from the usage of its facilities by an outside party. After a contract is reviewed, an insurance review transmittal is sent back to the fair with the results of the review and any recommendations.

Here's a list of popular hazardous and non-hazardous fairground activities and events, along with their contract submission requirements and minimum general liability insurance limits.

HAZARDOUS ACTIVITIES AND EVENTS
District Agricultural Association (DAA) fairs are required to send all hazardous activity- and event-related contracts up to $75,000 to CFSA for review. Contracts over $75,000 must be sent to the Division of Fairs and Expositions for review.

ALL contracts must be sent to CFSA for review and verification of insurance requirements.

Minimum General Liability Insurance Limits:

$5,000,000

Fairtime Carnival Rides

$3,000,000

Motorized Events: Automobile races, motorcycle races, truck rodeos, tractor/truck pulls, destruction derbies, mud bogs, mud racing, car crunches, monster truck shows, motorized thrill shows and lawnmower races
Rodeo Events: All types with a paid gate and any Rough Stock Events such as Bull Riding, Bareback or Saddle Bronc riding

$2,000,000

Rodeo Events: All types without a paid gate and with any Rough Stock Events such as Bull Riding, Bareback or Saddle Bronc, all types
Interim Carnival Rides
Fairtime Kiddie Carnival Rides: Up to six kiddie rides
Concerts: Over 5,000 attendees
Mechanical Bulls
Extreme Attractions: All types, including but not limited to bungee attractions, ejection seats, sky scrapers, free fall attractions, quad jumpers or similar attractions requiring a Cal-OSHA permit to operate
Orbitrons
Rave-type Events: Any dance or concert which extends beyond midnight
Simulators
Motorized Events: Any arena or track motorcycle racing, including arena-style motocross and go-cart racing

$1,000,000

Animals: All types of events, including but not limited to circuses, pony and other animal rides, petting zoos, pig (or other animal) races, dog training/obedience classes, horse-drawn refuse collection and horse-pulled hay rides
Athletic Events, Competitive: All types
Buildings: Major repair, major alterations, new construction of buildings, excavation, drilling, and demolition, modular buildings, portable structures
Building and Grounds Maintenance: Janitorial service, cleaning service, window cleaning, carpet cleaning, landscaping, tree trimming/removal
Elevator Maintenance
Entertainment: Trapeze, spin wheel or acrobat acts, tight rope, boxing matches, wrestling, strolling acts, stilt walkers, clowns and hypnotists
Equestrian Events: All types of events, including but not limited to horse shows, jousting, cutting and reining horses (training and lessons), gymkhana, team penning, team roping, barrel racing, dressage and show jumping
Equipment (High Rise): Sound/lights, tents, bleachers, portable stages and scaffolding
Fireworks Exhibitions
Hazardous Substances: Treatment, removal, storage or any other handling of any hazardous substances, including but not limited to toxic and petroleum
waste and asbestos
Medical Services: EMT, first aid services and ambulance services
Miscellaneous: Dunk tanks, tattooing, body piercing, parachuting, bouncy balloons, bounce houses, trampolines, rock climbing wall, foam parties, water
wars, water balloon fights, circus, wheelchair and stroller rental
Parking Services
Parades
Rodeo Events: All types of events without any Rough Stock Events such as Bull Riding, Bareback or Saddle Bronc
Sanitation Services: Portable restrooms/showers, hand-washing stations
Security: Public and private
Sewer Lines, Maintenance and/or Installation
Sport Activities: Rifle or gun club activities, archery practice, skeet range, golf driving ranges, laser tag and paint ball
Spraying: Pest control, fumigation, crop or agricultural spraying and application
Transporting: All Types, including but not limited to helicopter, stage coach, horse-pulled hay rides, trackless trains, hot air balloons, any aircraft (fixed wing
or rotor), watercraft and armored car service
Wheeled Events: All types, including but not limited to roller derbies, roller skating, in-line skating, hockey, scooters, skateboards, bicycles and BMX events

NON-HAZARDOUS ACTIVITIES AND EVENTS
All contracts over $15,000 must be sent to CFSA for review and verification of insurance requirements

Minimum General Liability Insurance Limits

$1,000,000

Antique Shows
Arts/Crafts
Auctions other than Animal
Auto Sales (no auto coverage)
Banquets, Receptions, Social Gatherings: All types where food or liquor is served or where there are more than 100 attendees
Barbecues/Picnics
Bingo
Birthdays
Business Services: Accounting services, Advertising agencies, Booking agencies, Public Relations, Fair Consulting services, Admissions Management, Computer/IT services, Exhibitor entry and auction data processing, and other similar services
Car Shows
Cattle and Horse Sales
Commercial Concessionaires/Exhibitors
Concerts (Non-Rave Events): Under 5,000 attendees
Conventions
Dances: Under 5,000 attendees
Dog Shows: No training/obedience classes
Equestrian Facility Use
Exchange/Service Club Meetings
Exhibitions
Festivals
Films/Lectures
Funerals/Memorial Service
Food and Beverage Concessionaires
Graduation/Ceremonies
Health Fairs
Horse/Cattle Symposiums
Horse Shows (non-competitive or competitive horse shows being operated under State rules, United States Equestrian Federation (formerly American Horse Shows Association [AHSA]) rules or Breed Association rules
Independent Animal Exhibitors
Instruction Classes/Aerobics (no participant coverage)
Job Fair/Business Expo
Meetings
Overnight camping
Palm Readings/Tarot Card Reading/Face Painting
Performances/Theatrical (NOT CONCERTS) and Practices
Retreats
Reunions: Family or class
Rummage/Garage-Type Sales
RV Rallies
Seminars/Speaking Engagements
Shows, Flea Markets: All types, including but not limited to boat shows, car shows, coin shows, craft/ceramic shows, doll shows, flea markets, flower shows, gem and mineral shows, gun shows, home and garden shows, RV show and sales, sports card
shows, swap meets and trade shows
Small Animal Shows and Clinics
Sport Shows
Stamp Shows
Weddings/Receptions/Baptisms

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